Key Points
- 67% of Americans worry about running out of money in retirement
- 39% of retirees are saving money
- High inflation and health expenses cause worry about running out of money in retirement
By the Numbers
67%39%1.68%
67% of Americans worry about running out of money in retirement. In contrast, 39% of retirees are saving money. Both groups need to solve the same problem. The Allianz 2026 Retirement Study shows that 67% of Americans worry more about running out of money than death. At the same time, 39% of retirees are saving money and not spending it.
The worry about running out of money in retirement is related to factors such as high inflation and health expenses. The Consumer Price Index was at the 80th percentile in June 2026, and annual expenditures for personal health care were $3,741 billion.
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Frequently Asked Questions
- Why do Americans worry about running out of money in retirement?
- Due to factors such as high inflation and health expenses
- What are the reasons for retirees to save money?
- Factors such as high interest rates and credit card debt
- How can the worry about running out of money in retirement be solved?
- By making a written plan for retirement planning and money management
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