Jammu ve Keşmir Became the Top-Ranked Region in the PMAY-U Housing Program

Jammu ve Keşmir, one of India's disputed regions, has taken the top spot among all Union Territories in the implementation of the central government's 'Housing for All' (Pradhan Mantri Awas Yojana-Urban) program. According to data released by the Ministry of Housing and Urban Affairs (MoHUA), the region is far ahead in both the number of approved houses and the central financial assistance received. This massive social housing project, serving millions of families nationwide, is being implemented with great diligence aiming at urban transformation and poverty reduction. The region's success is considered a concrete reflection of the Indian government's emphasis on development projects in the region following administrative reforms. The report in question clearly reveals that the housing construction processes in the region have gained momentum and the targets have started to be met.

The 2025-2026 annual report prepared by the Ministry reveals the striking figures in Jammu ve Keşmir. According to official data, official approval has been granted for the construction of a total of 45 thousand 112 new houses across the region. While the total allocation made by the central government to the region stands at 714.86 million Rupi, 534.75 million Rupi of this has been transferred to the region so far. This massive transfer of financial resources has enabled the acceleration of infrastructure works in the region. The magnitude of these figures, even for a single Union Territory, proves how critical an economic agenda this project is for India. Officials also announce in these reports that the funds are being used in a highly transparent manner and delivered to the target families.

The success of Jammu ve Keşmir becomes much more evident in comparisons made with other Union Territories. The national capital Delhi ranked second on the list with 31 thousand 670 approved houses, falling far behind Jammu ve Keşmir. Dadra ve Nagar Haveli and Daman ve Diu regions are third with 10 thousand 338 houses, while Chandigarh is in fourth place with 1 thousand 277 approved houses. Additionally, 377 house approvals were issued in Andaman ve Nikobar Adaları, whereas no official approval has been given for any housing project in the Lakshadweep region so far. These data show how variable the implementation capacities of the regions in housing policies are, along with differences in population density and administrative structure. Falling behind even the capital Delhi proves how much the administrative mechanisms in Jammu ve Keşmir have embraced this special housing program and rapidly put it into action.

The report also details the steady progress recorded by the region during the nine-month period ending Mart 2025. According to the updated accounting framework, the change in the approved housing stock in the region since the previous reporting period was detailed. During this nine-month period, the financial support transferred from the central government increased from 523.48 million Rupi to 534.75 million Rupi, showing a significant increase. This situation clearly reveals that an additional 11.27 million Rupi of funds were allocated to the region compared to the previous year. Administrative officials state that this steady financial flow is one of the biggest factors in the continuation of construction without delays. Across the region, a total of 31 thousand 173 houses, from previously approved projects announced with a massive advertising campaign under the 'Housing for All' vision, have been completely constructed.

When evaluated at the national level across Hindistan, it is seen that the PMAY-U program has carried out a massive social transformation throughout the country. Across the country, approval has been granted for the construction of over 1.25 billion houses so far, and 986 thousand of these houses have been completely finished and delivered to the rightful owners. The new phase called PMAY-U 2.0, which was launched in Eylül 2024 and further developed, aims to provide financial support to an additional 100 million urban families over the next five years. This new phase lays the foundation for new houses on the one hand, while encouraging the expedited completion of previously approved projects on the other. Through this program, which is the country's largest urban housing initiative, it is aimed to permanently solve the housing problem of millions of poor families. The pioneering position of Jammu ve Keşmir in this national vision plays an invaluable role in increasing social welfare and accelerating development in the region.