Ukraine insurance sector reaches pre-war level, but life insurance lags behind
Points clés
- The Ukrainian insurance market reached its pre-war level by collecting approximately 77 billion Hryvnia in premiums in 2025.
- Life insurance constitutes only about 8% of the total insurance market.
- The number of people with life insurance coverage in the country does not exceed two million.
En chiffres
According to the data of the Central Bank of Ukraine (NBU), in 2025, the Ukrainian insurance market managed to return to its pre-war levels by collecting approximately 77 billion Hryvnia in premiums. This figure indicates a remarkable recovery demonstrated by the sector despite challenging economic conditions.
However, in contrast to this positive picture in the overall market, the life insurance segment has a quite limited share. This area of the sector constitutes only about 8% of the total market.
The number of people with life insurance does not exceed two million either. This situation reveals that the demand of Ukrainians for long-term financial security and life insurance products remains at low levels.
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Questions fréquentes
- How much premium did the Ukrainian insurance market collect in 2025?
- According to the Central Bank of Ukraine (NBU) data, the total premium amount in 2025 was approximately 77 billion Hryvnia.
- How much of the market does life insurance constitute?
- Life insurance constitutes only about an 8% portion of the entire insurance market.
- How many people have life insurance in Ukraine?
- According to industry data, the number of people who purchased life insurance in the country does not exceed two million.
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