Insurance companies warn those going on holiday without insurance

Research shows that one in four Danes goes on holiday without insurance covering illness or emergencies. Insurance companies warn that this situation carries serious risks and can leave holidaymakers facing major difficulties. Experts making statements on the subject emphasize the need to be prepared for unexpected events that may occur abroad. It is noted that individuals traveling without insurance will be left entirely to their own resources if they experience any health problems or are involved in an accident. For this reason, authorities strongly recommend taking out appropriate travel insurance before going on holiday.

Insurance expert Anne Garde Slothuus from Forsikringsoplysning states that the consequences of traveling without insurance can be very severe. She notes that in an emergency, one is deprived of the support provided by the insurance company and must struggle with the process alone. Slothuus points out that even a safe return to the country can become a major problem. She adds that all the expenses of a potential crisis will fall entirely on the individual. For this reason, she adds that one must definitely obtain one of the travel insurance policies offered at different price ranges and levels.

A detailed study conducted by Kantar Gallup for Ergo Sigorta in February shows that young people are at greater risk in this regard. According to the research, more than a third of individuals aged 18-29 go on holiday without any coverage. Peter Steen Olsen, spokesperson and finance director at Ergo Sigorta, states that this picture is very dangerous. He notes that receiving medical treatment abroad without insurance or requiring emergency evacuation can cost tens, or even hundreds of thousands of kroner. He emphasizes that critical tasks such as communicating with hospitals, coordinating treatment processes, and arranging transfers in the event of injury or illness are extremely difficult to carry out without insurance support.

Warnings issued on the official website of the Danimarka Dışişleri Bakanlığı remind travelers that travel insurance must absolutely be taken out before departure. Considering that the services covered by policies may differ, the details need to be carefully examined before the holiday. Janus Egelund Larsen, claims director at the insurance company Tryg, notes that many of their customers are nevertheless conscious about this issue and take out insurance. However, he states that the warnings remain valid due to events occurring all over the world that can affect holiday plans. Unexpected crises, such as forest fires in popular holiday destinations like İspanya, are making the importance of travel insurance increase day by day.

Larsen also points out that those taking out cancellation insurance must carry out this process before the holiday reservation is completed. It is stated that this insurance, taken out in cases of illness, accident, or flight cancellation, will protect the individual from major financial losses. Policies that kick in under extreme conditions such as forest fires or adverse weather conditions not only provide financial security. They also offer the opportunity to receive professional assistance in unexpectedly developing events, ensuring that holidaymakers feel safe. Insurance experts warn all consumers that this small precaution taken before traveling can turn a potential disaster into a manageable situation.