Ukraine insurance sector reaches pre-war level, but life insurance lags behind
Ключевые моменты
- The Ukrainian insurance market reached its pre-war level by collecting approximately 77 billion Hryvnia in premiums in 2025.
- Life insurance constitutes only about 8% of the total insurance market.
- The number of people with life insurance coverage in the country does not exceed two million.
В цифрах
According to the data of the Central Bank of Ukraine (NBU), in 2025, the Ukrainian insurance market managed to return to its pre-war levels by collecting approximately 77 billion Hryvnia in premiums. This figure indicates a remarkable recovery demonstrated by the sector despite challenging economic conditions.
However, in contrast to this positive picture in the overall market, the life insurance segment has a quite limited share. This area of the sector constitutes only about 8% of the total market.
The number of people with life insurance does not exceed two million either. This situation reveals that the demand of Ukrainians for long-term financial security and life insurance products remains at low levels.
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Часто задаваемые вопросы
- How much premium did the Ukrainian insurance market collect in 2025?
- According to the Central Bank of Ukraine (NBU) data, the total premium amount in 2025 was approximately 77 billion Hryvnia.
- How much of the market does life insurance constitute?
- Life insurance constitutes only about an 8% portion of the entire insurance market.
- How many people have life insurance in Ukraine?
- According to industry data, the number of people who purchased life insurance in the country does not exceed two million.
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